Loan applications are open to adults resident in Ireland who have a verifiable source of income, whether from employment, self-employment or a pension. Each application is assessed on an individual basis, taking into account the applicant’s financial circumstances, existing credit commitments and credit history. Subject to our lending criteria and affordability assessment, we may also consider applications from customers who already have other loans or credit commitments.

To submit your loan application, you will generally need: - A valid form of identification and proof of address - Proof of income, such as recent payslips, an employment statement, pension documentation or self-assessment tax records - A recent bank statement - Any additional documentation relating to security or a guarantor, where required

In most cases, an initial assessment is completed within 24–48 hours of receiving a complete application and all required documentation. The time required to release funds may vary depending on the type of loan and the circumstances of the application.

We offer interest rates starting from 3.00% per annum, with the applicable rate depending on the loan amount, term and the applicant’s individual circumstances and credit assessment.